News
Visit our website regularly to stay up to date on the many resources we offer you and your family on your journey to better health.
Learn About Recent Plan Changes
The Fund recently made Plan changes described in an October 2023 Summary of Material Modifications. Please review the notice for details.
Schedule a No-Cost Health Screening
Participants and spouses who are eligible for Fund benefits can receive a free health screening. Screenings include comprehensive blood analysis, body mass index test, diabetes test, carotid artery ultrasound, abdominal aortic aneurysm screening, peripheral arterial...
RAYUS Radiology: You Can’t Diagnose What You Can’t See
If your doctor says you need an MRI, CT, or X-ray, connect with RAYUS Radiology. In most instances, you pay nothing for the service when you have an image taken at a RAYUS facility and the referral is made by your doctor. RAYUS has nationally credentialed...
Membership Has Benefits
The Operating Engineers Local 49 Health and Welfare Fund is a self-funded, multiemployer health plan with approximately 36,000 participants. Fund Trustees are committed to providing you and your family with the tools, information, and programs you need to take control...
May is Mental Health Awareness Month
When life is difficult, TEAM is there to listen and to help you find the resources you need. TEAM can assist when you or a family member is struggling with: Alcohol or drug problems Depression Anxiety Behavioral concerns Relationship challenges Family or parenting...
IRS Form 1095-B Not Needed for Taxes
Beginning with the 2019 tax year and thereafter, federal law reduced the individual shared responsibility payment (tax penalty) to $0 if there were months in which you failed to maintain health insurance coverage. As a result, you do not need Form 1095-B to complete...
Retirees: Learn About Eligibility and Opting Out
Effective December 1, 2022, updates have been made to the Plan. Specifically, the Trustees have amended the provisions to allow individuals to qualify for Retiree coverage, before age 55, if they meet the other requirements for a disability retirement. In addition, if...
It’s Time to Get Your Flu Shot
One of the best ways to help you stay healthy for fun, fall and winter activities is to keep up with your vaccinations. Annual flu shots are recommended to prevent or reduce the severity of a flu illness. Even if you had a flu shot last year, you should also receive...
Enhanced Hearing Aid Benefit for Participants Under 16
Effective January 1, 2022, the hearing aid benefit has been enhanced to cover 100% of the cost of a replacement hearing aid, up to a maximum of $2,000 annually (no deductible), if the replacement hearing aid is purchased for a Participant aged 15 years and under. This...
Medicare Retirees: Learn About Your Plan
Congratulations on reaching your 65th birthday! As a Medicare retiree, it's important to understand how your medical plan works. Watch this short presentation to learn more about: Medicare basics; plan benefits, programs and features; what to expect next; and how to...