Medical Plan for Medicare Retirees


Your medical plan is a Medicare Advantage Plan, offering you all the benefits of original Medicare, plus extra benefits, such as maximum out-of-pocket coverage, worldwide emergency coverage, and programs to help improve your health and well-being.

Here are some key facts about your medical coverage provided by UnitedHealthcare. Your benefit levels are the same for in-network and out-of-network providers.

This is the amount you pay before the Plan pays for covered services. It resets at the beginning of each year.
Annual Out-of-Pocket Maximum
This is the most you could pay out of pocket each year for Medicare-covered services.
Office Visits (preventive care and any diagnostic category)
100% paid by Plan
Laboratory Services
100% paid by Plan
Inpatient Services (services in or billed by hospital)
100% paid by Plan
Outpatient Services (services in or billed by hospital)
100% paid by Plan
Emergency Services
100% paid by Plan
100% paid by Plan
Chiropractic Treatment
100% paid by Plan

Virtual Visits/Telemedicine

While it’s best to talk with your primary care doctor, sometimes you have a nonemergency illness in the middle of the night or need a prescription refill between visits. When you need to talk with a medical professional right away, use MDLIVE for a virtual visit.

You can get help from a U.S.-based, board-certified doctor 24 hours a day, seven days a week from your phone, tablet, or laptop. No appointment is needed, and you can usually talk to a doctor within minutes. Your visits are private, secure, and confidential.

There are three ways to connect:

Learn more about MDLIVE.


Health care questions? We have answers.

TEAM is your partner when you need help:

  • Understanding your medical conditions
  • Finding a specialist
  • Learning about your medications
  • Getting a second opinion
  • With a mental health issue
  • Seeking substance abuse treatment

Visit our website or call:

  • 800-634-7710 (Toll-free)
  • 651-642-0182 (Local)
  • 218-727-8589 (N. Minnesota)

Take advantage of great wellness programs!