Medical Plan for Medicare Retirees


Your medical plan is a Medicare Advantage Plan, offering you all the benefits of original Medicare, plus extra benefits, such as maximum out-of-pocket coverage, worldwide emergency coverage, and programs to help improve your health and well-being.

Here are some key facts about your medical coverage provided by UnitedHealthcare. Your benefit levels are the same for in-network and out-of-network providers.

This is the amount you pay before the Plan pays for covered services. It resets at the beginning of each year.
Annual Out-of-Pocket Maximum
This is the most you could pay out of pocket each year for Medicare-covered services.
Office Visits (preventive care and any diagnostic category)
Laboratory Services
Inpatient Services (services in or billed by hospital)
Outpatient Services (services in or billed by hospital)
Emergency Services
Chiropractic Treatment
100% paid by Plan
100% paid by Plan
100% paid by Plan
100% paid by Plan
100% paid by Plan
100% paid by Plan
100% paid by Plan

Virtual Visits/Telemedicine

While it’s best to talk with your primary care doctor, sometimes you have a nonemergency illness in the middle of the night or need a prescription refill between visits. When you need to talk with a medical professional right away, use MDLIVE for a virtual visit.

You can get help from a U.S.-based, board-certified doctor 24 hours a day, seven days a week from your phone, tablet, or laptop. No appointment is needed, and you can usually talk to a doctor within minutes. Your visits are private, secure, and confidential.

There are three ways to connect:

Learn more about MDLIVE.


You have questions. We have answers!

Sometimes you need an advocate to help you work through the medical system. TEAM is there when you need:

  • Information about the quality of care provided by a physician or facility;
  • Help finding a medical specialist;
  • Answers from an RN;
  • Information about alternative treatments; or
  • Help getting the services you need.

Call 1-800-634-7710.

Take advantage of great wellness programs!