Effective December 1, 2022, updates have been made to the Plan. Specifically, the Trustees have amended the provisions to allow individuals to qualify for Retiree coverage, before age 55, if they meet the other requirements for a disability retirement. In addition, if participants wishes to exercise their one-time opportunity to opt-out, they must provide proof that they will be eligible under another group health plan (including the plan through the Veterans’ Administration) and they must maintain that coverage throughout the entire opt-out period.