Membership Has Benefits

The Operating Engineers Local 49 Health and Welfare Fund is a self-funded, multiemployer health plan with approximately 36,000 participants. Fund Trustees are committed to providing you and your family with the tools, information, and programs you need to take control...

May is Mental Health Awareness Month

When life is difficult, TEAM is there to listen and to help you find the resources you need. TEAM can assist when you or a family member is struggling with: Alcohol or drug problems Depression Anxiety Behavioral concerns Relationship challenges Family or parenting...

IRS Form 1095-B Not Needed for Taxes

Beginning with the 2019 tax year and thereafter, federal law reduced the individual shared responsibility payment (tax penalty) to $0 if there were months in which you failed to maintain health insurance coverage. As a result, you do not need Form 1095-B to complete...

Retirees: Learn About Eligibility and Opting Out

Effective December 1, 2022, updates have been made to the Plan. Specifically, the Trustees have amended the provisions to allow individuals to qualify for Retiree coverage, before age 55, if they meet the other requirements for a disability retirement. In addition, if...

It’s Time to Get Your Flu Shot

One of the best ways to help you stay healthy for fun, fall and winter activities is to keep up with your vaccinations. Annual flu shots are recommended to prevent or reduce the severity of a flu illness. Even if you had a flu shot last year, you should also receive...