Overview for Active Participants

Eligibility

Active employees must have contributed $1,425 per month to be eligible for coverage. Eligibility will be month to month. A Dollar Bank for your coverage will grow to a maximum of six months of coverage ($8,550). Once that is full, everything over $1,425 per month goes into your HRA to be used for deductibles, coinsurance, dental, vision, other medical payments, and self-payments.

To view your eligibility and HRA balance, visit your individual participant portal using the Log In button at the top of the page.

Benefits

As an active employee, once you are eligible, the following benefits are available to support the overall health of you and your family:

Medical

Prescription Drug

Dental

In addition, you receive the following benefits:

Hearing

Benefits include $2,000 once every five years for hearing aids or repairs (batteries are not included). For dependents under age 16, the Fund covers a replacement hearing aid annually.

The Fund offers you two important programs, Amplifon Hearing Health Care and EPIC Hearing Healthcare, designed to help you save money on hearing aids. Choose from products from these leading manufacturers (* Amplifon only, ** EPIC only):

Lyric*
Miracle-Ear**
Phonak
Oticon
ReSound
Rexton**
Siemens
Sonic Innovations
Starkey
Unitron
Widex

Vision

Benefits include $500 every two years for exams, frames, lenses, and contact lenses. (The allowance is replenished on the first day of every even year.)

In addition, the Plan pays 100% (up to $500 per eye, once per lifetime) for LASIK eye surgery.

Death Benefit

In the event of your death, your beneficiary will receive $8,000.

Accident & Sickness Weekly Benefit

For a non-occupational injury or sickness, you will receive $300 per week up to 26 weeks. This benefit applies only if you are not an owner or officer of the employer and you are not receiving accident or sick pay from your employer.

Accidental Death Benefit

If your death occurs due to an accident, your beneficiary will receive $8,000. (This is the principal sum.) If the accident results in the loss of a limb, you will receive a percentage of the principal sum.

Worker Wellness Program

The Worker Wellness Program pays you taxable wages when you miss work for reasons outside your control (for example, due to weather, illness or injury, healthcare appointments, jury duty, or death of a loved one). Review this flier for more details.

Review the Fund's benefits guide

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