Medical Plan for Medicare Retirees

Highlights

Your medical plan, Group Senior Gold℠, is a Medicare supplement plan that limits your out-of-pocket costs for Original Medicare copays, coinsurance and deductibles for Medicare-eligible services and supplies. It also includes coverage for various routine services and screenings including one routine physical examination, eye examination, and hearing screening per calendar year at no additional cost.

To utilize your medical benefits, you must show your Original Medicare (red, white and blue) and Group Senior Gold ID cards each time you visit a medical provider. Below are some highlights of your medical benefits for Medicare-eligible services.

Deductible
This is the amount you pay before the Plan pays for covered services. It resets at the beginning of each year.
You pay the Medicare Part B deductible* ($283 in 2026; subject to change in 2027)
Annual Out-of-Pocket Maximum
This is the most you could pay out of pocket each year for Medicare-covered services.
No maximum
Office Visits (preventive care and any diagnostic category)
You pay $0
Laboratory Services
You pay $0
Inpatient Services (services in or billed by hospital)
You pay $0
Outpatient Services (services in or billed by hospital)
You pay $0
Emergency Services
You pay $0
Ambulance
You pay $0
Chiropractic Treatment
You pay $0

* Retirees eligible for Original Medicare Part A before January 1, 2020, pay a $0 Part B deductible. Members eligible for Original Medicare Part A on or after January 1, 2020, must pay the full Part B deductible.

This plan is provided by Blue Cross and Blue Shield of Minnesota and paired with Group MedicareBlue℠ Rx (PDP), a prescription drug plan with a Medicare contract.

Details

Health care questions? We have answers.

TEAM is your partner when you need help:

  • Understanding your medical conditions
  • Finding a specialist
  • Learning about your medications
  • Getting a second opinion
  • With a mental health issue
  • Seeking substance abuse treatment

Visit our website or call:

  • 800-634-7710 (Toll-free)
  • 651-642-0182 (Local)
  • 218-727-8589 (N. Minnesota)

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